I have no clue of some of the items that have been stolen .Silver jewellery box and some antique coins (I don't even remember how many there was or what they were I think It was around 40 pcs) I have inherited from relatives who is no longer alive .I have never been into collecting them and kept it for my son who is only 13 yet. ,The only thing I remember there was unique 1/2 cent and 3 cent ,Some silver coins .Jewellery box had some engraved design in style of art Deco .How do I figure out the fare value for insurance claim?
My house has been burglarized .How do I determing value ?
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I would go to a coin dealer and discribe to him what you had. Well, To the best of your ablity anyway…
Its a place to start…….
You have no claims. A valid claims requires PROOF of receipts, photos, video tapes, etc., not “words”.
Good news/bad news – there’s an inherent limit on silver, coin collections, jewelry, etc. Usually coin collections are limited to $200 (varies by policy). Some of your coinage, particularly the 1/2 cent and 3 cent, might be worth nothing at all – or it could be foreign currency, who knows.
Silver jewelry boxes can be purchased on Ebay for under $100.
You’re just going to have to compile your list as best you can, and browse ebay completed sales for pricing.
Don’t worry about John’s answer, he’s wrong. The adjuster will likely ask you if you have any receipts, for the more recently purchased items. Most of the time if you can come up with photos/receipts for 30% of the items, the adjuster can work with that. No one keeps every receipt they ever get. It just doesn’t work that way in the real world.
Also, you should be talking to YOUR AGENT to help you out with this stuff.
unless you had these items scheduled on your policy, there’s no coverage for loss by theft.